New Voluntary Insurances Available to Regular, Adjunct, and Supplemental Employees

Costs associated with an unexpected illness or accident can have a serious effect on your family’s finances.  To help increase your financial protection, Northwestern Michigan College is offering eligible employees an opportunity to apply for Critical Illness and Accidental Injury insurance through CIGNA effective January 1, 2013.

Critical Illness and Accidental Injury insurance can help you pay out-of-pocket expenses not covered by traditional insurance. These plans provide a lump sum, cash payment directly to you as a result of a covered accident or serious illness. You can spend the money however you choose or use it to help pay for additional expenses such as transportation, room and board, child care, rehabilitation, and more.

This coverage is being offered to regular employees as well as adjunct and supplemental employees who have worked an average of 10 hours per week over a recent 12-month period.  It does not replace regular medical insurance or cover medical service claims, but it can supplement you with cash payments should you or your enrolled dependents experience a critical illness or accidental injury.  If you qualify for this insurance, CIGNA will mail more information next week to your home address.

The enrollment period for this insurance is November 9 through November 30, 2012.  CIGNA will be holding informational meetings and enrollment opportunities during the following times.  If you receive a letter next week that you are eligible for this benefit, please plan to attend one of these meetings.  Stop by for coffee and bagels and a chance to learn more!

Friday, 11/9/12

James Beckett 217

8:30 – 9:00 am

9:30 – 10:00 am

Monday, 11/12/12

Les Biederman 35-37

8:30 – 9:00 am

9:30 – 10:00 am