Have you or your family had to deal with those pesky wisdom teeth coming in? You may automatically think that extractions of wisdom teeth are a dental expense, but this is not necessarily true. If you are covered by both our medical and dental plans, you need to know the status of the tooth itself before you know how it is covered. NMC’s medical plan will cover the extraction if it is an impacted or partially impacted tooth – one that has not emerged through the gum. NMC’s dental insurance will cover the extraction if it is not covered by our medical insurance, so if the tooth has emerged through the gum, it is covered by your NMC dental insurance. If you have several teeth to extract and some are impacted and some are not, you may be dealing with both insurances.
If you have only one type of coverage with NMC, for instance you have our dental plan but another medical plan, then you will need to coordinate the coverage based on what your medical plan covers. This may take a little more research.
Since coverage may be difficult for you to determine by yourself, you or your doctor can call for guidance on where to bill. For dental questions, call ASR at 1-800-968-2448 X3135 and speak with Rick Davison. For medical questions, call Priority Health at 1-800-956-1954.
If you have any questions about this or your other benefits, feel free to contact Human Resources at 995-1362 or 995-1025.