Costs associated with an unexpected illness or accident can have a serious effect on your family’s finances. To help increase your financial protection, Northwestern Michigan College is offering eligible employees an opportunity to apply for Critical Illness and Accidental Injury insurance through Cigna effective May 1, 2013. The enrollment period for this insurance is April 8 – 19, 2013.
Critical Illness and Accidental Injury insurance can help you pay out-of-pocket expenses not covered by traditional insurance. These plans provide a lump sum, cash payment directly to you as a result of a covered accident or serious illness. You can spend the money however you choose or use it to help pay for additional expenses such as transportation, room and board, child care, rehabilitation, and more.
This coverage is being offered to regular employees as well as adjunct and supplemental employees who have worked an average of 10 hours per week over a recent 12-month period. It does not replace regular medical insurance or cover medical service claims, but it can supplement you with cash payments should you or your enrolled dependents experience a critical illness or accidental injury. If you qualify for this insurance, you will have received an email from me earlier this week.
CIGNA will be holding short informational meetings at the following times. Please RSVP by April 11th to attend one of these meetings if you think this insurance might be of interest to you and your family. You can even enroll online following the presentation, call 1-800-754-3207, or go to http://www.yourbenefitschoices.com/NWMC
Monday, 4/15/13
SH 104 – 1:30 – 2:00 pm
SH 104 – 4:00 – 4:30 pm
Tuesday, 4/16/13
UC 212 – 10:30 – 11:00 am
O 203 – 1:00 – 1:30 pm
O 203 – 3:00 – 3:30 pm
Wednesday, 4/17/13
LB 105 – 8:30 – 9:00 am
LB 105 – 9:30 – 10:00 am
PS 226 – 11:00 – 11:30 am
Anyone who attends a meeting will be entered in a drawing for a Kindle HD!!!!!!!!!!!
Our regular employees already have access to some additional benefits as part of our life insurance and LTD coverage with Cigna. However, any eligible employees who sign up for the Critical Illness or Accidental Injury insurance will also be able to use Cigna’s valuable programs:
- Healthy Rewards program providing wellness discounts
- Will Preparation online tool
- Secure Travel for emergency assistance while out of town
- Identity Theft assistance
Look for more information to come. If you have any questions in the meantime, feel free to contact HR at 995-1362.