{"id":5630,"date":"2013-07-01T13:53:08","date_gmt":"2013-07-01T17:53:08","guid":{"rendered":"http:\/\/blogs.nmc.edu\/?p=5630"},"modified":"2013-07-03T13:55:13","modified_gmt":"2013-07-03T17:55:13","slug":"benefits-corner-19","status":"publish","type":"post","link":"https:\/\/blogs.nmc.edu\/?p=5630","title":{"rendered":"Benefits corner"},"content":{"rendered":"<p><strong>How your FSA works\u00a0<\/strong><\/p>\n<p>Ever wonder why Priority Health sends you a check for $2.50 out of your Flexible Spending Account (FSA) without you requesting it?\u00a0 Ever wonder how to get reimbursement for a dental or vision expense out of your FSA?\u00a0 Do you wonder if an FSA would fit your needs?<\/p>\n<p><b>How do I set one up and why would I?<\/b><\/p>\n<ul>\n<li>At open enrollment, if you are on the Core Plan, you decide on an amount per pay to be deducted pretax throughout the calendar year to be used for uninsured health care expenses.\u00a0 This amount cannot be changed during the year unless you have a qualifying event as outlined by the IRS.<\/li>\n<li>You should budget this for the calendar year\u2019s expected expenses, but if you have not used it all, you can use for qualified expenses through 3\/15 of the following year.<\/li>\n<li>You can use the entire amount which you committed up front, even before it is deducted from your check, and you get the pretax advantage with these funds.<\/li>\n<li>If you opt out of NMC\u2019s medical plans, you can still set up an FSA for your health care expenses with another plan.<\/li>\n<li>If you are on a high deductible health plan, you cannot be covered by both an HSA and an FSA.\u00a0 You can, however, have a Limited FSA, but there are special IRS guidelines on how you can use these funds.<\/li>\n<\/ul>\n<p><b>How do I get the money reimbursed?<\/b><\/p>\n<ul>\n<li>If you are on the NMC Core Plan, Priority Health will automatically reimburse you from your FSA for both medical and prescription claims that they process.<\/li>\n<li>For expenses not processed by Priority, such as dental, vision, or non-NMC medical plans, you must submit a request form and documentation to substantiate your request.<\/li>\n<li>If you have other insurance coverage for the expense you are requesting, you must include an Explanation of Benefits (EOB) from that insurance company so that Priority knows what has already been covered \u2013 you cannot submit just an invoice for these types of expenses.<\/li>\n<li>If you would prefer not to be automatically reimbursed, you can call Priority Health\u2019s Customer Service Department and have your account changed to manual reimbursement only.<\/li>\n<li>If you have other medical coverage for you or your dependents such as Medicare, Medicaid, spouse\u2019s or military insurance, then Priority Health requires that your FSA have manual reimbursement and will set it up that way.<\/li>\n<li>You can access Priority Health\u2019s online Withdrawal Request Form for your FSA at <a href=\"https:\/\/www.priorityhealth.com\/member\/handbook\/~\/media\/documents\/ceh\/fsa-withdrawal-form.pdf\">https:\/\/www.priorityhealth.com\/member\/handbook\/~\/media\/documents\/ceh\/fsa-withdrawal-form.pdf<\/a>, and for your Limited FSA at <a href=\"https:\/\/www.priorityhealth.com\/member\/handbook\/~\/media\/documents\/ceh\/limited-fsa-withdrawal-form-for-hsa.pdf\">https:\/\/www.priorityhealth.com\/member\/handbook\/~\/media\/documents\/ceh\/limited-fsa-withdrawal-form-for-hsa.pdf<\/a><\/li>\n<\/ul>\n<p>If you have any questions about this or other benefits, feel free to contact HR at 995-1362 or 995-1025.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ever wonder why Priority Health sends you a check for $2.50 out of your Flexible Spending Account (FSA) without you requesting it?  Ever wonder how to get reimbursement for a dental or vision expense out of your FSA?  Do you wonder if an FSA would fit your needs?<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[68],"tags":[1439,1542,60],"class_list":["post-5630","post","type-post","status-publish","format-standard","hentry","category-intercom","tag-benefits-corner","tag-fsa","tag-human-resources"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits corner - NMC Communiqu\u00e9<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blogs.nmc.edu\/?p=5630\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefits corner - NMC Communiqu\u00e9\" \/>\n<meta property=\"og:description\" content=\"Ever wonder why Priority Health sends you a check for $2.50 out of your Flexible Spending Account (FSA) without you requesting it? Ever wonder how to get reimbursement for a dental or vision expense out of your FSA? Do you wonder if an FSA would fit your needs?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blogs.nmc.edu\/?p=5630\" \/>\n<meta property=\"og:site_name\" content=\"NMC Communiqu\u00e9\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NorthwesternMichiganCollege\" \/>\n<meta property=\"article:published_time\" content=\"2013-07-01T17:53:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2013-07-03T17:55:13+00:00\" \/>\n<meta name=\"author\" content=\"Steve\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@nmc_tc\" \/>\n<meta name=\"twitter:site\" content=\"@nmc_tc\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Steve\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630\"},\"author\":{\"name\":\"Steve\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#\\\/schema\\\/person\\\/7d71a2850a6db1f62635a52838f53a51\"},\"headline\":\"Benefits corner\",\"datePublished\":\"2013-07-01T17:53:08+00:00\",\"dateModified\":\"2013-07-03T17:55:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630\"},\"wordCount\":465,\"publisher\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#organization\"},\"keywords\":[\"benefits corner\",\"FSA\",\"human resources\"],\"articleSection\":[\"Intercom\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630\",\"url\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630\",\"name\":\"Benefits corner - NMC Communiqu\u00e9\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#website\"},\"datePublished\":\"2013-07-01T17:53:08+00:00\",\"dateModified\":\"2013-07-03T17:55:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/?p=5630#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/blogs.nmc.edu\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Benefits corner\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#website\",\"url\":\"https:\\\/\\\/blogs.nmc.edu\\\/\",\"name\":\"NMC Communiqu\u00e9\",\"description\":\"Continually updated news and information for faculty, staff, students, alumni and friends of Northwestern Michigan College\",\"publisher\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blogs.nmc.edu\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#organization\",\"name\":\"Northwestern Michigan College\",\"url\":\"https:\\\/\\\/blogs.nmc.edu\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blogs.nmc.edu\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/Northwestern-Michigan-College-green.jpg\",\"contentUrl\":\"https:\\\/\\\/blogs.nmc.edu\\\/wp-content\\\/uploads\\\/2021\\\/05\\\/Northwestern-Michigan-College-green.jpg\",\"width\":449,\"height\":598,\"caption\":\"Northwestern Michigan College\"},\"image\":{\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/NorthwesternMichiganCollege\",\"https:\\\/\\\/x.com\\\/nmc_tc\",\"https:\\\/\\\/www.instagram.com\\\/nmc_tc\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/school\\\/northwestern-michigan-college\\\/\",\"https:\\\/\\\/www.youtube.com\\\/NorthwesternMichiganCollege\",\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Northwestern_Michigan_College\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blogs.nmc.edu\\\/#\\\/schema\\\/person\\\/7d71a2850a6db1f62635a52838f53a51\",\"name\":\"Steve\",\"url\":\"https:\\\/\\\/blogs.nmc.edu\\\/?author=2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Benefits corner - NMC Communiqu\u00e9","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blogs.nmc.edu\/?p=5630","og_locale":"en_US","og_type":"article","og_title":"Benefits corner - NMC Communiqu\u00e9","og_description":"Ever wonder why Priority Health sends you a check for $2.50 out of your Flexible Spending Account (FSA) without you requesting it? Ever wonder how to get reimbursement for a dental or vision expense out of your FSA? Do you wonder if an FSA would fit your needs?","og_url":"https:\/\/blogs.nmc.edu\/?p=5630","og_site_name":"NMC Communiqu\u00e9","article_publisher":"https:\/\/www.facebook.com\/NorthwesternMichiganCollege","article_published_time":"2013-07-01T17:53:08+00:00","article_modified_time":"2013-07-03T17:55:13+00:00","author":"Steve","twitter_card":"summary_large_image","twitter_creator":"@nmc_tc","twitter_site":"@nmc_tc","twitter_misc":{"Written by":"Steve","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/blogs.nmc.edu\/?p=5630#article","isPartOf":{"@id":"https:\/\/blogs.nmc.edu\/?p=5630"},"author":{"name":"Steve","@id":"https:\/\/blogs.nmc.edu\/#\/schema\/person\/7d71a2850a6db1f62635a52838f53a51"},"headline":"Benefits corner","datePublished":"2013-07-01T17:53:08+00:00","dateModified":"2013-07-03T17:55:13+00:00","mainEntityOfPage":{"@id":"https:\/\/blogs.nmc.edu\/?p=5630"},"wordCount":465,"publisher":{"@id":"https:\/\/blogs.nmc.edu\/#organization"},"keywords":["benefits corner","FSA","human resources"],"articleSection":["Intercom"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/blogs.nmc.edu\/?p=5630","url":"https:\/\/blogs.nmc.edu\/?p=5630","name":"Benefits corner - NMC Communiqu\u00e9","isPartOf":{"@id":"https:\/\/blogs.nmc.edu\/#website"},"datePublished":"2013-07-01T17:53:08+00:00","dateModified":"2013-07-03T17:55:13+00:00","breadcrumb":{"@id":"https:\/\/blogs.nmc.edu\/?p=5630#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blogs.nmc.edu\/?p=5630"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/blogs.nmc.edu\/?p=5630#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/blogs.nmc.edu\/"},{"@type":"ListItem","position":2,"name":"Benefits corner"}]},{"@type":"WebSite","@id":"https:\/\/blogs.nmc.edu\/#website","url":"https:\/\/blogs.nmc.edu\/","name":"NMC Communiqu\u00e9","description":"Continually updated news and information for faculty, staff, students, alumni and friends of Northwestern Michigan College","publisher":{"@id":"https:\/\/blogs.nmc.edu\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blogs.nmc.edu\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/blogs.nmc.edu\/#organization","name":"Northwestern Michigan College","url":"https:\/\/blogs.nmc.edu\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/blogs.nmc.edu\/#\/schema\/logo\/image\/","url":"https:\/\/blogs.nmc.edu\/wp-content\/uploads\/2021\/05\/Northwestern-Michigan-College-green.jpg","contentUrl":"https:\/\/blogs.nmc.edu\/wp-content\/uploads\/2021\/05\/Northwestern-Michigan-College-green.jpg","width":449,"height":598,"caption":"Northwestern Michigan College"},"image":{"@id":"https:\/\/blogs.nmc.edu\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NorthwesternMichiganCollege","https:\/\/x.com\/nmc_tc","https:\/\/www.instagram.com\/nmc_tc\/","https:\/\/www.linkedin.com\/school\/northwestern-michigan-college\/","https:\/\/www.youtube.com\/NorthwesternMichiganCollege","https:\/\/en.wikipedia.org\/wiki\/Northwestern_Michigan_College"]},{"@type":"Person","@id":"https:\/\/blogs.nmc.edu\/#\/schema\/person\/7d71a2850a6db1f62635a52838f53a51","name":"Steve","url":"https:\/\/blogs.nmc.edu\/?author=2"}]}},"_links":{"self":[{"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=\/wp\/v2\/posts\/5630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5630"}],"version-history":[{"count":0,"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=\/wp\/v2\/posts\/5630\/revisions"}],"wp:attachment":[{"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.nmc.edu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}